Effective date: October 29, 2025 • Site: HowToLive30

Welcome to HowToLive30. These Terms of Use (“Terms”) explain the rules and expectations for using this website, its content, products, and services (collectively, the “Site”). By accessing or using the Site you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

The Site provides informational content about lifestyle, fitness, and real estate. You may access and use the Site for personal, non-commercial purposes only. You must not use the Site in a manner that violates applicable laws, infringes third-party rights, or harms the Site or other users.

2. Intellectual Property

All content on the Site, including text, images, graphics, logos, and code, is owned or licensed by HowToLive30 unless otherwise indicated and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the Site without our prior written permission.

3. User Contributions

If you post comments, reviews, or other user-generated content on the Site, you grant HowToLive30 a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, publish, distribute, and display that content. You are solely responsible for what you post and must not upload content that is unlawful, defamatory, abusive, or infringes others’ rights.

4. Disclaimers & No Professional Advice

The content on this Site is for informational and educational purposes only. Nothing on this Site constitutes legal, financial, medical, real estate, or other professional advice. You should consult the appropriate licensed professional before acting on any information. While I strive to include accurate, up-to-date content, I cannot guarantee completeness or timeliness.

5. Affiliate Links & Sponsored Content

HowToLive30 participates in affiliate programs (for example, Hayabusa, Rule One Proteins, Amazon Associates). Some links on the Site are affiliate links; if you click and buy, we may earn a commission at no extra cost to you. Sponsored posts or paid partnerships will be disclosed on the post. For full details, please see our Affiliate Disclosure and Privacy Policy.

6. Third-Party Sites

The Site may contain links to third-party websites. Those links are provided for convenience only; they do not imply endorsement. We are not responsible for the content, practices, or privacy policies of third-party sites. Review third-party terms before using those sites.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOWTOLIVE30, ITS OWNERS, AFFILIATES, AND CONTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SITE, OR IN CONNECTION WITH THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR CLAIMS RELATED TO THE SITE WILL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRIOR TO THE CLAIM.

8. Indemnification

You agree to defend, indemnify, and hold harmless HowToLive30 and its representatives from any claims, liabilities, losses, damages, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.

9. Privacy

Your privacy is important. Our Privacy Policy explains how we collect, use, and protect your information. By using the Site you consent to our data practices described in that policy.

10. Account Security

If you create an account (where applicable), you are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.

11. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including breach of these Terms. Sections that by their nature survive termination (for example, Intellectual Property, Disclaimers, Limitation of Liability, Indemnification) will remain in effect.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida without regard to conflict of law principles. Any dispute will be resolved in the state or federal courts located in Brevard County, Florida, unless the parties agree otherwise in writing.

13. Changes to These Terms

We may modify these Terms at any time. When changes are made, we will update the “Effective date” at the top of this page. Continued use of the Site after changes constitutes acceptance of the updated Terms. Please check this page periodically.

14. Contact & Questions